Category: Financial Education
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Need to make money fast? Here are 9 ways
If you live on planet Earth, you may have had a financial emergency. Sometimes, you might be short on rent or bills and say to yourself “I need to make money now”, that’s a really tough spot to be in. You’re not alone. Why I am writing this As a new entrepreneur, I would have…
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Book Review: How Money Works
If you’re looking for Financial Literacy 101 in a book. This is the one! 1 2 Simple Language, great for any age. This book is written in a fun, almost comic-book style. Different characters in the book represent different demographics. Another reason this is a perfect choice for a wide age range. It’s just over…
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Navigating the Middle-Income Maze: Empower Your Finances
If you’re tired of always playing catch up with your finances, this article is for you. It comes down to raising your financial literacy. It does not just mean knowing some good information. It has everything to do with you actually applying the information. Otherwise, frankly, you’re wasting your time. What’s the point of learning…
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The Cost of Waiting to Build Wealth
Procrastinating on building wealth is not the best idea. By the end of this article, you’ll know exactly what I mean. I’ll break it down to two basic principles for this theory. Compound Interest This is the first concept to understand well. There is mathematical advantage to starting to save and build wealth as soon…
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The Simplicity of Cash Flow
What is cash flow? Income – Expenses = Cash Flow It’s the calculation of how much money is coming in and how much money is being spent. It can actually be pretty simple. Take the time to learn more about it, and it could make your life a lot easier! I’ll show you in this…
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Tips on Keeping Holiday Spending In-Check
It’s easy to go overboard with spending during the holiday season, especially when you’re really in the spirit of things! But if you don’t want to have moments with your face in your hands in January, then this blog post is for you! Establish your spending budget The first thing to do is to determine…
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Why is Financial Literacy so important?
If everyone was always prepared for the worst, had more than enough saved up for any purpose, to reach any goal or deal with any emergency (without any debt), then it would be safe to assume the world would be financially literate. We all probably thought at one point or another, “Why isn’t everyone at…
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Ideas on How to Increase your Income
Who doesn’t want to increase their income? It sometimes seems like an impossible task, but so many people have figured out ways to successfully add more cash to their bottom line. Here are some ideas to get you brainstorming. Overtime Does your job offer overtime? Or if you could work weekends, some states require higher…
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Here’s why an Emergency Fund can make your life easier
Try to remember the last time you had a financial emergency. Maybe you needed new tires, or a new water heater, or had to travel?Now let me ask you this… how did you pay for that emergency expense? There usually two answers. Credit cards or an emergency fund! What is considered an emergency? The list…
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The 4 Reasons for the Hamster Wheel of Debt
Have you ever felt like no matter what you do, the debt doesn’t seem to go away? The first step is to stop using the credit cards. That means cut them up, stick them in a freezer, whatever you need to do so that you do not keep adding to the balance! There are four…